Partners with a Purpose
So much more than a public entity risk pool, Michigan Municipal Risk Management Authority is a service-driven organization committed to serving members and communities with purpose. Choosing to partner with MMRMA makes you part of something more.
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Award-Winning Risk Management
Nationally recognized and award-winning, MMRMA’s risk management programs are designed to help prevent and reduce claims and occurrences for our members.
Time-Sensitive Resources & Support
When members need us, we’ll be here. With prompt, easy access to the best resources and support, members can be protected, empowered, and prepared.
Member-Owned & Member-Driven
Our governance model puts members first. Experienced member professionals — on our Board of Directors and many committees — steer MMRMA to continued excellence.
Annual Meeting August 20-22, 2026
Registration is now open!
What Our Members Have to Say
"MMRMA has been an incredible partner and resource for our city. They support members with professionalism, integrity, and forward thinking. The team’s high-quality service, tailored to the unique needs of Michigan public entities, truly sets them apart. I have made so many valuable connections through MMRMA and highly recommend membership."
Lori Gouin, CMP
Economic and Community Development Director, City of Wayne
"Bay City has been a member of MMRMA for nearly 40 years. Their experienced team has seen us through major storms, losses, and a devastating large fire at City Hall, helping manage risk and handling claims effectively and efficiently. MMRMA’s commitment and professionalism exceed other companies when it comes to taking care of members.”
Dana Muscott
City Manager, City of Bay City
"Bay City has been a member of MMRMA for nearly 40 years. Their experienced team has seen us through major storms, losses, and a devastating large fire at City Hall, helping manage risk and handling claims effectively and efficiently. MMRMA’s commitment and professionalism exceed other companies when it comes to taking care of members.”
Dana Muscott
City Manager, City of Bay City
"MMRMA provides more than insurance. It provides a fantastic team of risk management professionals who help us prevent losses. The best insurance claim is the one you don’t have."
John Michrina
Deputy City Administrator, City of Southfield
"MMRMA provides more than insurance. It provides a fantastic team of risk management professionals who help us prevent losses. The best insurance claim is the one you don’t have."
John Michrina
Deputy City Administrator, City of Southfield
"MMRMA has been an incredible partner and resource for our city. They support members with professionalism, integrity, and forward thinking. The team’s high-quality service, tailored to the unique needs of Michigan public entities, truly sets them apart. I have made so many valuable connections through MMRMA and highly recommend membership."
Lori Gouin, CMP
Economic and Community Development Director, City of Wayne
"MMRMA has been an incredible partner and resource for our city. They support members with professionalism, integrity, and forward thinking. The team’s high-quality service, tailored to the unique needs of Michigan public entities, truly sets them apart. I have made so many valuable connections through MMRMA and highly recommend membership."
Lori Gouin, CMP
Economic and Community Development Director, City of Wayne
"Bay City has been a member of MMRMA for nearly 40 years. Their experienced team has seen us through major storms, losses, and a devastating large fire at City Hall, helping manage risk and handling claims effectively and efficiently. MMRMA’s commitment and professionalism exceed other companies when it comes to taking care of members.”
Dana Muscott
City Manager, City of Bay City
"Bay City has been a member of MMRMA for nearly 40 years. Their experienced team has seen us through major storms, losses, and a devastating large fire at City Hall, helping manage risk and handling claims effectively and efficiently. MMRMA’s commitment and professionalism exceed other companies when it comes to taking care of members.”
Dana Muscott
City Manager, City of Bay City
"MMRMA provides more than insurance. It provides a fantastic team of risk management professionals who help us prevent losses. The best insurance claim is the one you don’t have."
John Michrina
Deputy City Administrator, City of Southfield
"MMRMA provides more than insurance. It provides a fantastic team of risk management professionals who help us prevent losses. The best insurance claim is the one you don’t have."
John Michrina
Deputy City Administrator, City of Southfield
"MMRMA has been an incredible partner and resource for our city. They support members with professionalism, integrity, and forward thinking. The team’s high-quality service, tailored to the unique needs of Michigan public entities, truly sets them apart. I have made so many valuable connections through MMRMA and highly recommend membership."
Lori Gouin, CMP
Economic and Community Development Director, City of Wayne
"MMRMA has been an incredible partner and resource for our city. They support members with professionalism, integrity, and forward thinking. The team’s high-quality service, tailored to the unique needs of Michigan public entities, truly sets them apart. I have made so many valuable connections through MMRMA and highly recommend membership."
Lori Gouin, CMP
Economic and Community Development Director, City of Wayne
"Bay City has been a member of MMRMA for nearly 40 years. Their experienced team has seen us through major storms, losses, and a devastating large fire at City Hall, helping manage risk and handling claims effectively and efficiently. MMRMA’s commitment and professionalism exceed other companies when it comes to taking care of members.”
Dana Muscott
City Manager, City of Bay City
"MMRMA provides more than insurance. It provides a fantastic team of risk management professionals who help us prevent losses. The best insurance claim is the one you don’t have."
John Michrina
Deputy City Administrator, City of Southfield
Membership Benefits
MMRMA is always looking for ways to best serve our members so they can focus on serving their communities. Through grant programs, training opportunities, and attentive support from our team, we offer public entities the benefits and resources they need. Partner with MMRMA today and start making a real difference tomorrow.
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Mike Rhyner Receives AGRiP Excellence in Leadership Award
We are proud and excited to announce that Mike Rhyner received the 2026 Award for Excellence in Leadership earlier this month from the Association of Government Risk Pools (AGRiP). AGRiP Executive Director Ann Gergen presented the award to Mike at the association’s governance conference on March 2, 2026, in Nashville....
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June 2026 Risk Journal
In this issue, we kick off a new series on cyber risk management with a look at the methods attackers use in attempting to access public funds and how to spot and avoid falling for these commonly attempted scams. Plus: the latest updates to MMRMA’s Risk Avoidance Program (RAP) and...
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A leader in municipal risk management since 1980, MMRMA is a member-owned and driven organization on a mission to provide exceptional service while giving back to the members and communities we’re honored to serve.
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